You can use your Scotia Rewards points to redeem towards flights, hotels, cruises, car rentals, tours, and more. You have two great options when redeeming your Scotia Rewards points for travel.
For the ultimate travel experience, book your trip through Scotia Rewards® Travel Service, a full-service travel agency*:
Prefer to book travel on your own? We get that. Choose to book a trip with another travel provider and use the “Apply Points to Travel” feature to offset the travel cost afterwards.
When you book travel through the travel provider of your choice using your Scotiabank Credit Card or Debit Card that earns Scotia Rewards points, you can Apply Points to Travel towards your trip costs.4
Your Scotia Rewards points may be applied once towards each unique transaction. Partial point redemptions are not permitted.
Here’s how to do it:
For travel to Cuba, customers can book their own travel – using a different travel agency or online travel service - and then use the Apply Points to Travel option◊.
® Registered trademark of The Bank of Nova Scotia.
* Scotia Rewards Travel Service is operated by a duly licensed third party Hogg Robinson Canada Inc. (‘HRG’). The Bank of Nova Scotia and its affiliates are not responsible for any of the services and products offered or provided by HRG or any third parties used by HRG through the Scotia Rewards Travel Service.
◊ The Scotia Rewards Travel Service is operated by Hogg Robinson Canada Inc. (‘HRG’) and HRG does not provide travel bookings to Cuba. Refer to the FAQs for more information.
1 The minimum point redemption is 5,000 points each time a redemption towards a travel purchase is made through the Scotia Rewards Travel Service. Passport ScotiaCard: To make a travel purchase through the Scotia Rewards Travel Service, you must redeem Scotia Rewards points for the entire amount of the travel purchase, sometimes referred to as “Points Only”. All other Program Cards can be used to book travel using Scotia Rewards points (“Points Only”), your Credit Card, or a combination of both (“Points Plus Charge”).
2 Customers with Scotiabank Credit Cards and Debit Cards earning Scotia Rewards points can redeem their points towards the cost of their trip with the Scotia Rewards Travel Service.
3 To be eligible for a Cash Back rebate, all reservations and travel arrangements must be made through the Scotia Rewards Travel Service (Travel Services provided by a duly licensed 3rd party travel agent) and charged to your ScotiaGold Passport Visa card or your ScotiaGold Passport for business Visa card. Taxes, service charges, insurance, hotels, motels, car rentals and personal expenditures are excluded unless already included in prepackaged tours. The Cash Back will be automatically credited to your ScotiaGold Passport Visa account or your ScotiaGold Passport for business Visa account within two billing cycles following your departure date. 5% Cash Back rebate is provided by a Third Party. For more information, please contact the Scotia Rewards Travel Service at 1-800-665-2582.
4 Minimum 5,000 Scotia Rewards points required per redemption for a travel or travel-related purchase (the "Travel Purchase"). Redemptions are only permitted towards a Travel Purchase charged to a Scotiabank credit card or debit account that earns Scotia Rewards points (a "Program Card Account"). To redeem Scotia Rewards points for a Travel Purchase made through a third party travel provider other than the Scotia Rewards Travel Service ("Post Purchase Travel Redemption" also referred to as "Apply Points to Travel"), the merchant category code must be recognized by our system as described in the Scotia Rewards Program Terms. The value of Scotia Rewards points redeemed to your Program Card Account cannot exceed the amount of the Travel Purchase under the Post Purchase Travel Redemption. Redemptions must be requested by you within 12 months of the transaction date for the Travel Purchase. See the full Scotia Rewards Program Terms and Conditions for details on Post Purchase Travel Redemptions/ Apply Points for Travel.
± Best Price Guarantee on Airfare is provided by a Third Party and is only available within 24 hours of time of booking. All offers are based on availability. Offers are subject to merchants' standard booking requirements, terms, and conditions. Offer cannot be combined with other offers, promotions, discounts, or programs, and may not be redeemed for cash. Complete terms and conditions are available at scotiarewards.com. The Bank of Nova Scotia is not responsible for the best available price guarantee.